Thursday, March 24, 2011

Owning her first House! (partially)

Yeappie!
Been trying so hard on house hunting and with all the hassle, rounds of negotiations and arguments, we finally settled down with the only one choice. With our budget (both down payment and monthly installment), we really can't afford the so-called 'Dream House' that we both really really want!

Let's tell you a bit about my 'Dream House'.
It's kind of near to town, a little up-scale housing environment. Which means your neighbors are mostly expatriates. The only grocery store around is also an up-scale one! A duplex unit of a condominium. Like those huge villa apartment we saw on tv. Especially MTV version 'My Cribs'. I was drooling looking at the sample unit and how I wish I could just say: Hun, I love this one. Can we take this? Frog Prince: Absolutely!
Dream House...Dream on!

Instead of living in my fairy tale, we are counting Ringgit by Ringgit every time we sit down together and talk about our choices and future bills. Living pay check to pay check like we both, buying the first house it's so difficult. There are times, I'm a little insatiable. I want this that and those! LOL. And there are times, I just wish Frog Prince could have more money so that I can get what I want! Of course there are times, I just jealous of friends whose the other half have no problem with the dollar sign. Everything seems affordable to them and they can just go enjoy their life, while mine working his ass off to pay bills!
Well, there are times I think of those. Not ALL the time, k?

But, I do feel everyone's world is not always a perfect one. You tend to lose something when you get something. Like opportunity cost. To those, whose the other half is rich/owing half his father fortune/living under the father house, I bet he needs to work hard to ensure there cash flow do not go down to a certain line. Or else, how is he gonna feed so many mouths/meeting your monetary demands?

For those like me, earning your own money and spending your own.Though choices are very limited in terms of what he can buy for you, but I bet these are the guys that will be there for you when you need them. 24/7.
So, the opportunity cost I am paying is the money to meet my lavish lifestyle that I want to have. But I'm getting a 24/7 partner in life. Whom I can depend on looking after the house while I partying with friends, doing house chores while I snoring on the bed and etc..

Someone said this to me before, even though it was history, but it ring so loud every time I complain about my Frog Prince. A guy is not successful if he tends to have small dream (not brave enough to venture into business, listen to his wife/gf, willing to lead a life on pay check to pay check). I was in shocked when I listened to those words and sometimes felt that it may be true on what these people said about Frog Prince. But, as we are trying our best getting our First House, it turns out to be I am so grateful to God that he is with me . It's tough but we both work hard together in order to get it happen. We both felt such a relieve when loan approved and SPA in progress. We both felt another huge relief when we found out we had exemption on stamp duty. It's a decision we make together and we are looking forward to our future. Every step we made, it's about us. Not me or you.

Anyway, when you open your mouth condemning my Frog Prince, I just hope karma will come back and haunt you. You have the cash that he doesn't have. But I am still quite sure, I have his loyalty that you 'may' not be able to give to your partner. You enjoy the fun stepping on him, but he is a professional and not living under his parents' roof! Got it? Take it from me man!

OK. I am a bit overwhelm with the fact that we on the way to own the house, and just can't wait to save more cash for renovation, furniture and fittings so that this little hut will be a beautiful sight to mark the beginning of my 30s life!

It's gonna be another few tough years ahead of us and just hope while working hard to make the cash, enjoying life with bunch of good friends, and at the same time spending time with mom and old bubu. Little people in big city with little dream...Simple but extremely hard to make it happen without effort and dedication. God, please spare me the dedication and patience, please. Amen!

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